Goal of $1 Million in Investable Assets Before 40

Earlier today I was having a discussion with an old friend regarding my future plans and it got me thinking.

I think about the future a lot.  I think about how to save the environment, poverty, and what my unborn children will be like.  I think about where I want to travel to, what I want to do, and how much money it’ll take for me to give it all up.  I also think about all the possible paths that may deviate me from my goals in life.  

Sometimes, I feel like I think too much.  But the one thing I don’t think about much is the past.

I don’t dwell in the past and it always puzzles me why folks hold on so dearly to memories that are now long forgotten.  Life is too fleeting to hold onto past mistakes, lost friendships, or missed opportunities.

Let it go.  Move on.

I’m not sure when I came to this conclusion or what brought about this way of thinking.

Maybe it was from growing up poor.  After living the early part of my life in poverty, I didn’t want to repeat that in the latter half.  I was determined to succeed.  I wanted to achieve and live the “American Dream.”  I was tired of being poor, tired of living the life I lived.

I didn’t know much, but I did know that one thing evened out the playing field: education.  Study hard and that’ll enable you to advance into a better field, a better future.

Simply put, education equals better job equals better life.

Not too long ago, I was obsessed with the completion of my education and career goals.  To accomplish these ends, I often felt as if I were sacrificing my mental and physical well-being.  I told myself that “sacrifices had to be made.”  Throughout high school and on through college and professional school, I always had that same end goal in sight.  Yet it was ever elusive and always just out of reach.

Until recently.

The time I spent working to complete my education and career training felt like an eternity and yet here I am today.  I have completed a goal that I have striven to accomplish for decades of my life.  All that hard work and determination is now paying very handsome rewards.

However, it’s in human nature to always want more.  I understand my personal fallacies and yet it doesn’t stop me from setting new and more onerous goals for myself.

In hindsight, it’s almost as if that challenge wasn’t challenging enough.  But enough with the past.  That was the old me, the past me.  It’s time to look forward to the future once again.

So what does the future hold?  What is the new goal?

My newest challenge will be to retire before the age of 40 with a net worth of $1,000,000 in investable assets (ie, stocks and bonds).  I now have something to think about and look forward to once more.